Review of Top Colorado Car Insurance Companies
A review of the top Colorado car insurance companies reveals a combination of high ratings, exemplary customer service and a willingness to go above and beyond what is required to provide customers with high quality affordable insurance. Most car insurance companies in Colorado and around the country offer some basic benefits that are common to all companies. Many of the top companies however, offer packages with special features like discounts and additional liability cover.
Established in 1937, Progressive is one of the oldest and largest insurance companies in the US. This company offers insurance plans that cover cars, RVs and motorcycles, but some of their best features are reserved for car owner policy holders. If you find yourself without a means of transportation in the event of damage to your car, the company will find a replacement vehicle for you. If you have managed to stay accident free for the first three years of your policy, Progressive has an Accident Forgiveness plan in place that ensures that your rates won't increase when an accident occurs after three years. This will apply even if the accident was your fault. Best of all, the feature is free - no additional charges are levied.
GEICO is one of America's most recognized brand names in the insurance sector, and has established a solid base of loyal and satisfied customers. In an industry where customer satisfaction and service are essential, GEICO does seem to take top honors with a high customer satisfaction rating. The company also ranks highly in terms of its financial viability and claim paying abilities.
Its Blue Ribbon Claims Service gives Nationwide Insurance customers a guarantee on repairs for as long as you own the car. Blue Ribbon Repair shops are pre-screened by the company, so you receive the highest quality services. That's not all - there's even an online video facility that enables you to watch your car being repaired. Insurance discounts offered include multi-car insurance and an accident free car driving discount which will entitle you to a rebate if you have 5 years of driving experience without a single chargeable accident to your credit. And there is a good student insurance discount that allows your high schooler or college goer a rebate for a B on their report card. In addition, you get to save money when you install an anti-theft device or when you successfully complete a motor vehicle accident prevention course. It's innovative plans like these that have made Nationwide Insurance a popular choice among customers who seek value for money and service.
Allstate Auto Insurance offers cover against liability for damage to others in the event of an accident, and pays for your medical treatment when an accident is caused by a covered motorist. It also offers both collision cover in the event of an accident and comprehensive cover, under which your insured car is protected from damages by storms, theft, vandalism etc. Personal Injury cover offers a certain amount of protection against injury related expenses you may incur.
Originally begun as a source of insurance to farmers who had special auto insurance needs, State Farm today is one of the biggest auto insurers in the US. A host of customer friendly features make State Farm a preferred choice among customers who wish to combine exemplary rankings, great customer service and a friendly helpful attitude. A variety of discounts are offered to help you get better value for money, and these include vehicle safety discounts, accident free discounts, and multiple vehicle discounts. Besides, there are other discount plans that kick in for good driving, while students will receive a discount based on great grades at school. A defensive driving class or driver training class undertaken will also entitle you to further discounts, all adding up to significant savings. Their website is one of the most user friendly in the business, and offers a wealth of valuable tips and advice for motorists, making this a truly customer friendly company.
AIG Auto Insurance policies will normally cover product and personal liability. This company's policies extend to RVs and motorcycles. Automobiles insured include sedans, convertibles and sports utility vehicles. Coverage extends to include collision, theft and vandalism. While property coverage will cover damage to the vehicle in the event of an accident, medical liability will cover medical expenses, lost wages in case you are required to attend a court hearing in connection with the case, and even funeral expenses.
Amica Auto Insurance has a high customer satisfaction rating, and has been rated by J.D. Power and Associates as having the highest customer satisfaction rates for 8 years in a row. What this means is that you can expect claims to be handled quickly and efficiently, and you will enjoy a competitive pricing on your insurance packages. Plus, excellent service is guaranteed.
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